Lakes at Centerra Homes for Sale in Loveland, Colorado

Living at the Lakes at Centerra

The Lakes at Centerra is a master-planned neighborhood in east Loveland, part of the larger Centerra development by McWhinney near I-25 and US 34. It offers newer homes, townhomes and condos around lakes and trails, minutes from Centerra's shopping, dining and medical center.

Market Snapshot

As of October 21, 2026, about ten homes were listed for sale in the Lakes at Centerra on this site, from about $340,000 for condos to around $700,000 for larger single-family homes. The average list price was roughly $550,000, or about $290 per square foot, and most homes were built after 2015.

Figures are rounded, change daily and are not a guarantee of value. Ask us for an up-to-date report.

What Makes It Popular

Lake views and neighborhood trails, with community amenities managed by the Lakes at Centerra Metropolitan District.
Walking or short-drive access to Centerra's shops, restaurants and the Medical Center of the Rockies.
Quick access to I-25 and US 34 for commutes to Fort Collins, Greeley, Windsor and Denver.

Buyers should ask about metro district taxes and HOA fees, which vary by section of the community.

Schools

The Lakes at Centerra is in Loveland's Thompson School District.

School assignments depend on the exact address. Confirm boundaries with the district's school locator before you buy.

Exploring nearby? See Loveland, Johnstown and Timnath homes for sale.

Thinking About the Lakes at Centerra?

The New Horizons team can help you compare floor plans, builders and resale homes in the community, or estimate what your current home is worth. Search the listings below or reach out for a personal tour.

Sources: City of Loveland, McWhinney, Thompson School District. Market figures from the MLS as of October 21, 2026.

Lakes at Centerra Homes For Sale

$700,000

5 Beds ⋅ 4 Baths ⋅ 1065084 MLS ⋅ ACTIVE Status

Lake Life in Loveland! Rare to find such a beautiful home with a 3 car garage at this price! And 4 of the bedrooms are all on the same level. Bright and open living spaces. Incredible primary suite with gorgeous tub and generous closets. Low maintenence property in fantastic condition. And get this... just blocks from private kayaking and fishing! What an incredible home for an outstanding deal! It was already appraised at $745,000, and you can move in for just $700,000! The goal is to make this super easy for you! This is a special home and a once in a lifetime buy!

3943 Owl Creek Ct, Loveland

$700,000

5 Beds ⋅ 4 Baths ⋅ 4720665 MLS ⋅ ACTIVE Status

Lake Life in Loveland! Rare and open living spaces. Incredible primary suite with gorgeous tub and generous closets. Low maintenence property in fantastic condition. And get this... just blocks from private kayaking and fishing! What an incredible home for an outstanding deal! It was already appraised at $745,000, and you can move in for just $700,000! The goal is to make this super easy for you! This is a special home and a once in a lifetime buy!

3943 Owl Creek Ct, Loveland

$647,000

4 Beds ⋅ 4 Baths ⋅ 2980756 MLS ⋅ ACTIVE Status

NOW OFFERING AN $8000 SELLER CREDIT TOWARDS A RATE BUY DOWN!! This beautifully designed 4-bedroom, 4-bath home offers custom finishes, thoughtful spaces, and access to exceptional community amenities. A welcoming entry leads to a private main-floor study, ideal for work or quiet retreat. With a full bathroom next door, this can be used as a main floor guest suite as well! Down the hall, the family room is made for gathering, filled with natural light from the soaring two-story ceiling and centered around a cozy gas fireplace. The kitchen is a chef's dream with white cabinetry, double ovens, a large island with bar seating, and a sunny breakfast nook - perfectly open to the family room for effortless entertaining. A custom wood accent wall adds warmth and character to the dining room, while a spacious main-floor laundry and full bath add everyday convenience. Upstairs, the primary suite is a true retreat with a 5-piece bath, soaking tub, large shower, and walk-in closet with custom built-ins. Two additional bedrooms share a full bath, while a third enjoys its own en-suite 3/4 bath. Peekaboo mountain views and a charming reading nook complete the upper level. The unfinished basement offers endless potential and unlimited possibilities to create the basement of your dreams with four egress windows and a bathroom rough-in. Outside, enjoy professionally landscaped grounds, low-maintenance turf, and an expanded patio perfect for dining and play. A 3-car garage - currently configured with a generous mudroom - adds flexibility. Located in the Lakes at Centerra, this home offers access to trails, lakes, clubhouse amenities, kayaks, community events, dog park, playgrounds, and easy access to all that Loveland has to offer. Community pool is in the process of being repaired and is planned to reopen Summer of 2027. Homeowners in this neighborhood also have the option to choice into Fort Collins schools!

2884 Echo Lake Dr, Loveland

$559,900

3 Beds ⋅ 3 Baths ⋅ 9673353 MLS ⋅ ACTIVE Status

STUNNING LOVELAND HOME | LAKES AT CENTERRA | CORNER LOT | CUSTOM BACKYARD OASIS | HOT TUB | GAS FIRE PIT | 3-CAR GARAGE! Discover Colorado living at its finest in this beautifully maintained two-story home in the desirable Lakes at Centerra community! Situated on a premium corner lot, this home features soaring ceilings, abundant natural light, hardwood floors, and an inviting open-concept layout. Step outside to your PRIVATE BACKYARD RETREAT featuring professional landscaping, an expansive custom flagstone patio, hot tub with interchangeable jet seats, and a built-in gas fire pit with a dedicated gas line-perfect for entertaining year-round! Inside, the dramatic two-story living room showcases oversized windows and a stunning stone fireplace. The spacious kitchen features a large island, walk-in pantry, wine storage, and thoughtful custom cabinetry. A versatile main-level flex space offers endless possibilities for a home office or additional living area. Upstairs, enjoy three spacious bedrooms, convenient laundry, and a beautiful primary suite with tray ceilings, room-darkening blinds, and a five-piece ensuite bath. The unfinished basement offers 9-foot ceilings and a bathroom rough-in, providing excellent potential for future expansion. Residents enjoy scenic trails, lakes, kayaking, fishing, a dog park, playgrounds, clubhouse, and the High Plains Environmental Center. Conveniently located near shopping, dining, I-25, Fort Collins, and Windsor. FINANCING INCENTIVE AVAILABLE! Qualified buyers using the seller's preferred lender may be eligible for a 7-Year Adjustable-Rate Mortgage (ARM) with a fixed interest rate for the first seven years, potentially offering a lower initial monthly payment. Loan terms and eligibility are subject to lender approval. Don't miss this exceptional opportunity in one of Loveland's most desirable communities. Schedule your private showing today!

4305 Lyric Falls Dr, Loveland

$525,000

3 Beds ⋅ 2 Baths ⋅ 1063006 MLS ⋅ ACTIVE UNDER CONTRACT Status

Seller says bring all offers! Move-in-ready 4-year-old ranch in the Lakes at Centerra offering 1,563 sq ft of main-level living and an attached 2-car garage. This home includes special upgrades the seller added during construction, including luxury vinyl plank flooring through the main living areas and the office.A gas range, Quartz countertops, 42" cabinets and a farmhouse sink, upgraded lighting fixtures in the kitchen. The open floor plan and large penninsula make the kitchen, dining and living spaces feel connected and functional. All Stainless Steel kitchen appliances plus the washer and dryer are included. Two of the bedrooms have mountain views! Out back, enjoy having no neighbors directly behind you, an extended patio with fire pit and a few garden beds to grow your veggies! Easy access to nearby walking trails you can hop on just steps from the yard. The new pool currently under construction. This this low-maintenance home is ideal for first-time buyers or anyone looking to right-size while still enjoying modern finishes, privacy and neighborhood amenities. Well taken care of and ready for a quick move in!

3798 Keplinger Lake Dr, Loveland

$519,000

2 Beds ⋅ 2 Baths ⋅ 1066855 MLS ⋅ ACTIVE Status

Low-maintenance living meets refined comfort in this turn-key patio home, ideally situated in the highly desirable Lakes at Centerra! Effortless convenience is at your doorstep with top-tier shopping, dining, medical facilities, and major commuter routes nearby. Enjoy a lifestyle of ease with lawn care and snow removal fully managed by the HOA, giving you more time to explore miles of neighborhood trails and serene bird-watching around the area's scenic lakes. Uniquely positioned on a quiet, exclusive street with only four homes, this residence backs directly to a green area and features greenbelt views in front as well, offering an expanded sense of privacy and open space. Inside, high-end upgrades abound, including engineered hardwood flooring, plantation shutters, upgraded light fixtures, ceiling fans, and a cozy stacked-stone gas fireplace with a custom wood mantel flanked by built-in bookshelves and cabinetry. The modern kitchen boasts granite countertops, a large pantry, and additional walk-in storage area/pantry with shelving and all appliances included (plus washer and dryer!). Off the main living area, a private office features custom built-in cabinetry and a stylish barn door. The thoughtfully designed split-bedroom floor plan ensures maximum privacy for the primary suite, which highlights an impressive walk-in closet and a 5-piece bath with a large soaker tub. Outdoor entertaining is a breeze on the oversized covered back patio. Storage is unmatched, featuring an expansive 3-car tandem garage with laundry room cabinetry and a large crawl space. Key system updates provide complete peace of mind, with a replaced furnace and A/C (2025) plus an included comprehensive home warranty!

4440 Long Pine Lake Dr, Loveland

$495,000

3 Beds ⋅ 3 Baths ⋅ 5772883 MLS ⋅ ACTIVE Status

Contemporary Lakeside Elegance Built in 2021. Discover your dream lifestyle in the highly desirable Lakes at Centerra community! This beautifully designed two-story home, offers incredible curb appeal with professional landscaping and a fully installed front and back sprinkler system. The backyard is primed for your personal landscaping vision, featuring a rock perimeter with a built-in drip line ready for new trees and shrubs. Relax or entertain on the charming patio while taking in gorgeous western sunsets. Step inside to a bright, airy, and open floor plan anchored by stunning luxury vinyl flooring that spans the entire main level. The heart of the home is a spacious family room featuring a wall of windows that pulls in abundant natural light. Flowing seamlessly from the living area is a dedicated dining space with direct patio access, alongside a chef-inspired kitchen. Culinary enthusiasts will love the sleek modern cabinets, white quartz countertops, stylish tile backsplash, and stainless steel appliances, including a gas range. Head upstairs to find a versatile loft space-ideal for a home theater, rec room, or remote office. The peaceful primary suite serves as a true retreat, offering picturesque views of the mountains and the backyard. Two additional bedrooms boast ample closet space and share a highly upgraded full bathroom. For added convenience, the upper-level laundry room comes fully equipped with the washer and dryer included. Enjoy resort-style community amenities, including a neighborhood clubhouse, NEW POOL approved and estimated completion in 2027, and lake access for endless summer fun. With scenic trails, highways, and shopping just moments away, this move-in-ready home truly has it all. Have your Broker check Private Remarks for Details. Please DM me to Schedule a private showing!

3529 Booth Falls Dr, Loveland

$492,000

3 Beds ⋅ 2 Baths ⋅ 1069928 MLS ⋅ ACTIVE Status

So much to love in this 2020-built Loveland ranch: 3 beds, 2 baths, and 1,535 sq ft on one level in the heart of Northern Colorado. Downtown Loveland is 10 minutes away, with easy I-25 access to Fort Collins and Denver. Trails, neighborhood parks, and Boyd Lake State Park are close by, plus private reservoir access for paddle boarding. Inside, 9-ft ceilings and luxury vinyl plank flooring run through a light-filled open floor plan. The spacious kitchen with gas range opens to a large living area anchored by a custom built-in entertainment center. The private primary suite has a walk-in closet and 5-piece bath with double vanity. Central A/C and main-floor laundry round out the interior. The upgrades are done: new tankless water heater and HALO water filtration system. The fenced yard has an oversized east-facing patio that's shaded on summer evenings and low maintenance xeriscaping, and the west-facing driveway melts snow fast. The tall 2-car garage and vapor-lined crawlspace add plenty of storage. Minutes to Centerra's shopping, dining, and entertainment, and to Medical Center of the Rockies. Move-in ready!

2956 Cub Lake Dr, Loveland

$485,000

2 Beds ⋅ 3 Baths ⋅ 1062780 MLS ⋅ ACTIVE Status

Are you looking for luxurious, low-maintenance living in the hub of Northern Colorado? Look no further than this beautifully upgraded townhome with amazing views and luxurious, peaceful living. Nestled within an award-winning master-planned community that blends modern living with preserved natural habitat, you can enjoy access to premium amenities including multiple parks, trails, dog parks, a pool, clubhouse, and surface lake activities. Don't forget that the HOA also includes internet, trash, snow removal, exterior maintenance along with other items so your only utility bills are gas, water and electric (CURRENTLY LESS THAN $200/MONTH!). The gorgeous water and mountain views are easy to enjoy from the expansive front patio that overlooks local natural space. As you head inside, you'll appreciate the tasteful updates, from modern light fixtures and custom window treatments to the tasteful built-ins and carpentry. The main floor living room features a gas fireplace accented by custom built-in shelving and opens to the dining area along with the spacious kitchen that showcases designer-inspired finishes including quartz countertops, under cabinet lighting and stainless-steel appliances. Retreat upstairs to the large primary bedroom featuring a luxurious private bathroom and walk-in closet. Upstairs you'll also find an additional bedroom complete with an en-suite bathroom along with the laundry room and versatile loft area. The large, unfinished basement has rough-in plumbing and is full of potential, whether it's a home gym, additional living space or a guest suite. The attached two-car garage adds everyday convenience but with finished walls and epoxy coated flooring it feels like an extension of the house. Better than new construction and without the wait, this home is ready to go!

4132 Trapper Lake Dr, Loveland

$338,605

1 Beds ⋅ 1 Baths ⋅ 1059084 MLS ⋅ ACTIVE Status

ASK ABOUT OUR CURRENT INCENTIVES! Wake up to beautiful lake views & let nature in! New construction ranch condo by Landmark Homes in Loveland CO. North Shore Flats at Centerra. The Syracuse offers 876 sf finished, 1bd/1bath, lock-and-leave living w/ elevator access, secured entry, open floor plan & abundant natural light. Luxury finishes include quartz counters, stainless appliances, tile surrounds, tankless water heater & high-efficiency furnace. Master HOA & Metro District apply. Convenient to shopping, dining, banking, medical facilities & outdoor recreation. Minutes to I-25. Ideal for first-time buyers, downsizers & investors. Pre-sale & move-in ready options available. Call to schedule your private tour & visit our model at 3425 Triano Creek Dr #101, Loveland CO 80538.

4260 Vulcan Creek Dr Unit 204, Loveland

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Listings courtesy of Information and Real Estate Services, LLC as distributed by MLS GRID.

Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker of MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some listings have been excluded from this website.