Moving to Lakes at Centerra in Loveland, Colorado: Your 2026 Relocation Guide
Thanks for signing up! This guide covers what newcomers ask us most about moving to Lakes at Centerra: setting up utilities, Colorado's license and registration deadlines, schools, neighborhoods, getting around and what to watch for. If anything here raises a question, call or text Matthew Starr at 720-432-8695.
Download the PDF with the move checklist, neighborhood guide and tips to print and keep.
Download the Lakes at Centerra Relocation Guide (PDF)Lakes at Centerra at a Glance
The Lakes at Centerra is a master-planned neighborhood in east Loveland, part of the larger Centerra development near I-25 and US 34. It offers newer homes, townhomes and condos around lakes and trails.
Your First 90 Days: The Lakes at Centerra Move Checklist
| When | Task | Where to do it |
|---|---|---|
| Before move-in | Start city utilities | Loveland Water and Power Utility Billing, 970-962-2111 |
| Before move-in | Start natural gas | Xcel Energy, 1-800-895-4999 |
| Before closing | Review metro district and HOA | Amenities are managed by the Lakes at Centerra Metropolitan District; taxes and dues vary by section |
| Within 30 days | Transfer your driver license | A Colorado state DMV office (county offices do not issue licenses) |
| Within 90 days | Title and register your vehicles | Larimer County Vehicle Licensing: offices in Fort Collins, Loveland and Estes Park. Appointments recommended at larimer.gov/bookatime. |
| Before registering | Emissions test may be required, depending on whether your address is in the program area (parts of Larimer and Weld counties are) | An Air Care Colorado station |
| Any time | Enroll your kids in school | Thompson School District |
| Any time | Register to vote at your new address | GoVoteColorado.gov |
Providers can change at the edge of town or between subdivisions. We'll confirm them for any address you're considering.
Where to Live in Lakes at Centerra
As of October 21, 2026, about ten homes were listed in the Lakes at Centerra on our site, and most were built after 2015.
| If you want... | Look at |
|---|---|
| An entry price | Condos from about $340,000 |
| A single-family home | Larger homes up to around $700,000 |
Prices change daily and are not a guarantee of value. See current listings on our Lakes at Centerra homes for sale page.
Schools
Thompson School District. Register with the district for your neighborhood school, or apply through school choice for another school or program.
School assignments depend on the exact address. Confirm boundaries with the district before you buy.
Getting Around
- By car: I-25 and US 34 for Fort Collins, Greeley, Windsor and Denver.
Healthcare
UCHealth Medical Center of the Rockies is right at Centerra.
What It Costs to Live Here
- Property taxes: they depend on the address, school district and any metro district. Look up the actual tax bill for every home you consider.
- Sales tax: the state rate is 2.9%, and the city, county and special districts add their own, so the total varies by address.
- Insurance and radon: hail drives Colorado home insurance costs, and nearly half of Colorado homes test above the EPA radon action level. Get quotes and test during your inspection period.
Read the full breakdown in The True Cost of Owning a Home in Colorado.
Things to Do Once You're Here
- Lake views and neighborhood trails
- Centerra shopping and dining
- Loveland lakes and public art
Relocating for Work?
If your employer offers REAL Assistance, you may qualify for free relocation support and member benefits. Either way, we can help you narrow neighborhoods by video call, tour homes live or by video, and connect you with local lenders and inspectors.
Get a Free Relocation Consultation Search Lakes at Centerra Homes Free Buyer's GuideFrequently Asked Questions About Moving to Lakes at Centerra
Is there a metro district at the Lakes at Centerra?
Yes. The Lakes at Centerra Metropolitan District manages amenities, and taxes and HOA dues vary by section.
What hospital is closest?
UCHealth Medical Center of the Rockies at Centerra.
Updated October 2026. Sources: local town and city websites, county motor vehicle offices, the Colorado DMV, school districts, RTD and the U.S. Census Bureau. Market figures from MLS listings as of October 21, 2026. General information, not legal, tax or financial advice; confirm details with the agency involved.