Moving to Loveland, Colorado: Your 2026 Relocation Guide
Thanks for signing up! This guide covers what newcomers ask us most about moving to Loveland: setting up utilities, Colorado's license and registration deadlines, schools, neighborhoods, getting around and what to watch for. If anything here raises a question, call or text Matthew Starr at 720-432-8695.
Download the PDF with the move checklist, neighborhood guide and tips to print and keep.
Download the Loveland Relocation Guide (PDF)Loveland at a Glance
Loveland is Larimer County's second-largest city, between Fort Collins and Berthoud at the mouth of the Big Thompson Canyon. Known as the Sweetheart City, it is also celebrated for public art and lakes.
Your First 90 Days: The Loveland Move Checklist
| When | Task | Where to do it |
|---|---|---|
| Before move-in | Start city utilities | Loveland Water and Power Utility Billing, 970-962-2111. Service can start the next business day; a deposit may apply without 12 months of good payment history. |
| Before move-in | Start natural gas | Xcel Energy, 1-800-895-4999 |
| Before move-in | Order internet | Pulse, the City's fiber service, or a private provider |
| Within 30 days | Transfer your driver license | A Colorado state DMV office (county offices do not issue licenses) |
| Within 90 days | Title and register your vehicles | Larimer County Vehicle Licensing: offices in Fort Collins, Loveland and Estes Park. Appointments recommended at larimer.gov/bookatime. |
| Before registering | Emissions test may be required, depending on whether your address is in the program area (parts of Larimer and Weld counties are) | An Air Care Colorado station |
| Any time | Enroll your kids in school | Thompson School District |
| Any time | Register to vote at your new address | GoVoteColorado.gov |
Providers can change at the edge of town or between subdivisions. We'll confirm them for any address you're considering.
Where to Live in Loveland
As of October 21, 2026, many single-family homes on our site were listed between about $450,000 and $800,000.
| If you want... | Look at |
|---|---|
| An entry price | Condos and townhomes from the $300,000s |
| New construction | Kinston, Wilson Commons and the Lakes at Centerra |
| Lakes, acreage or foothills | $1 million and up |
Prices change daily and are not a guarantee of value. See current listings on our Loveland homes for sale page.
Schools
Thompson School District. Register with the district for your neighborhood school, or apply through school choice for another school or program.
School assignments depend on the exact address. Confirm boundaries with the district before you buy.
Getting Around
- By car: I-25, US 34 and US 287 all serve Loveland.
- By bus: COLT local routes and FLEX regional service.
Healthcare
UCHealth Medical Center of the Rockies at Centerra and Banner McKee Medical Center serve Loveland.
What It Costs to Live Here
- Property taxes: they depend on the address, school district and any metro district. Look up the actual tax bill for every home you consider.
- Sales tax: the state rate is 2.9%, and the city, county and special districts add their own, so the total varies by address.
- Insurance and radon: hail drives Colorado home insurance costs, and nearly half of Colorado homes test above the EPA radon action level. Get quotes and test during your inspection period.
Read the full breakdown in The True Cost of Owning a Home in Colorado.
Things to Do Once You're Here
- Benson Sculpture Garden and 475 pieces of public art
- Lake Loveland and Boyd Lake State Park
- Big Thompson Canyon toward Estes Park
For the honest trade-offs, read Pros and Cons of Living in Loveland.
Relocating for Work?
If your employer offers REAL Assistance, you may qualify for free relocation support and member benefits. Either way, we can help you narrow neighborhoods by video call, tour homes live or by video, and connect you with local lenders and inspectors.
Get a Free Relocation Consultation Search Loveland Homes Free Buyer's GuideFrequently Asked Questions About Moving to Loveland
Who provides utilities in Loveland?
Loveland Water and Power, the city-owned utility. Xcel Energy provides natural gas.
What school district serves Loveland?
Thompson School District.
Updated October 2026. Sources: local town and city websites, county motor vehicle offices, the Colorado DMV, school districts, RTD and the U.S. Census Bureau. Market figures from MLS listings as of October 21, 2026. General information, not legal, tax or financial advice; confirm details with the agency involved.
Header photo: Fourth Street in Loveland by Elmschrat, CC BY-SA 3.0, via Wikimedia Commons.
